01Bring the purchase or build outline
For an established home, bring the listing and intended moving date. For a new build, bring the land and building details available to you. We can identify which lending questions need answers alongside the work of your builder and conveyancer.
02Separate quoted costs from allowances
Write down what is included in your current budget and what remains an estimate. Keep moving costs and the cash you want to retain visible. This gives us a practical way to discuss the plan without assuming every expense is already covered.
03Tell us what the next year may bring
Note changes to your household, income or commitments that could affect repayments. If you are staying put and reviewing a loan, bring its balance, repayments and features, along with what you would like the review to achieve.