A permanent move to Ocean Grove, a home in Drysdale or a second property in Point Lonsdale starts with how you intend to use it. Bring that picture to Chris at our Geelong office, or arrange a phone or video conversation.
Clear advice.
A considered next step.
Chris Foster-RamsayNo one-size-fits-all promise.
Just a thoughtful place to start.
Tell us whether it will be your home, a weekender or an investment, and whether that use may change. Keep personal use separate from any expected rent so the discussion starts with clear assumptions rather than treating future income as certain.
Note the insurance, rates, maintenance and any owners corporation costs you have checked. Mark the items still needing an estimate or property-specific advice. These costs belong beside the loan repayment when you picture life after settlement.
If you are moving from Melbourne or retaining another property, bring the existing loan details and your preferred sale or rental timing. We can identify the lending questions and the separate tax advice needed before changing how the properties are used.
Start with its loan balance, ownership costs, estimated sale proceeds and any rental assumptions you have. Add the Bellarine purchase budget and the cash you want left afterwards. We can help organise the comparison without treating an estimated rent or sale price as a guaranteed outcome.
Explore the explanationFRF has offices in Ringwood / Melbourne and Geelong. Please arrange a meeting before visiting. Service areas do not imply additional offices. Lending is subject to assessment and approval.
Talk about my Bellarine plansBring the question on your mind; we can work through what matters for your circumstances.Phone, video or office appointment. You can start with questions.
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