Stay in Wantirna, renovate in Rowville or consider another home in Boronia? You can start with more than one possibility. Arrange a conversation with Chris to organise the costs, timing and finance questions behind the choice.
Clear advice.
A considered next step.
Chris Foster-RamsayNo one-size-fits-all promise.
Just a thoughtful place to start.
For a renovation, list the work, quotes, contingency and possible accommodation costs. For a move, list buying, selling and moving costs. Rough outlines are a useful starting point when you label what is known and what still needs checking.
Note the balance, rate, remaining term, fees and features you actually use. Tell us what you would like to improve. The first step may be a discussion with your current lender; changing lenders is not an assumed outcome.
Think about your regular spending, savings buffer and the disruption each option could bring. If you run a business, include the business commitments that affect your personal budget rather than relying on turnover as a measure of available income.
No. The conversation can help you work out what information is needed for a fair comparison. Bring both ideas and the questions behind them. We will discuss the lending considerations alongside your priorities, with building, contract and tax questions directed to the appropriate advisers.
Explore the explanationFRF has offices in Ringwood / Melbourne and Geelong. Please arrange a meeting before visiting. Service areas do not imply additional offices. Lending is subject to assessment and approval.
Talk about my Knox plansBring the question on your mind; we can work through what matters for your circumstances.Phone, video or office appointment. You can start with questions.
Choose a time with Chris ↗