A family home in Glen Waverley, a move in Mount Waverley or an investment in Clayton can sit alongside an already busy financial life. Bring the wider picture to a conversation with Chris, by phone, video or at our Ringwood office.
Clear advice.
A considered next step.
Chris Foster-RamsayNo one-size-fits-all promise.
Just a thoughtful place to start.
List your existing home and investment loans, regular household costs and other commitments. Include the cash you want to retain. Seeing these together helps frame the discussion around your combined position rather than one proposed repayment in isolation.
If you are comparing a house and an apartment, bring the available title and owners corporation information for your conveyancer to review. Note the ongoing costs you know and the ones still to confirm before settling on a purchase budget.
Tell us if employment, business income or rent will be part of the application. An outline is enough to start; we can discuss which supporting records may be needed and any structure or tax questions to take to your accountant.
Yes. Start with both properties, their loans and the income and expenses involved. That gives us a fuller basis for discussing the proposed purchase and what requires further assessment. Separate tax and legal advice may be needed before changing the use or structure of borrowing.
Explore the explanationFRF has offices in Ringwood / Melbourne and Geelong. Please arrange a meeting before visiting. Service areas do not imply additional offices. Lending is subject to assessment and approval.
Talk about my Monash plansBring the question on your mind; we can work through what matters for your circumstances.Phone, video or office appointment. You can start with questions.
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