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SPACE FOR THE WHOLE PICTURE

Plan the purchase.
Keep room for life.

Explore a buying scenario before you start a conversation. This estimates funding needs, not borrowing capacity or loan approval.

Example inputs only. The 6% rate is not a product offer. Stamp duty starts at $0 so you can enter your own estimate—it does not mean you are exempt. Check Victorian duty with the State Revenue Office. Include conveyancing, inspections, lender fees and moving costs in your own estimates.

Your planning snapshot

Enter your assumptions and calculate to see the result.

How the planner works

Purchase costs are price plus duty and other entered costs. Usable cash is available cash less retained savings. The funding gap is purchase costs less usable cash, with a minimum of zero. Repayments assume that gap is financed by a principal-and-interest loan with equal monthly payments and a constant rate over your term.

No borrowing-capacity, eligibility or lender assessment is performed. Lenders may not finance all costs. This excludes grants, mortgage insurance, ongoing ownership costs, offsets and any fees you have not entered. For an upgrade, enter only the net sale proceeds you expect to have available after existing debt and selling costs, plus other cash. Sale timing and bridging finance need a separate assessment.

Your entries remain on this page and are not saved or sent to FRF. Understand borrowing capacity or explore your first-home options.

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YOUR NEXT USEFUL STEP

Keep the purchase and life after it in view.

Check your next steps alongside the cash you want to keep available.

Understand pre-approvalKnow what has been checked and what remains conditional.Check the propertyPrepare questions for the professionals involved.Leave room for everyday lifeConsider repayments alongside savings and household costs.

Discuss my buying budgetBring the question on your mind; we can work through what matters for your circumstances.Phone, video or office appointment. You can start with questions.

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YOUR FIRST CONVERSATION

A conversation about
your next step.

Talk with Chris about your plans and the questions that matter to your household or business.

Choose a time that suits you.

Continue to Calendly to view available times and complete your booking.

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